Filing an personal injury claim involves several key steps to ensure a smooth process and maximize your chances of receiving fair compensation. Here’s a structured breakdown:

1. Immediately After the Accident (0–24 Hours)
   • Ensure safety and check for injuries.
   • Call emergency services if needed.
   • Gather evidence: take photos of the scene, vehicle damage, and any relevant road signs.
   • Exchange information with other parties involved (names, insurance details, vehicle registration).
   • File a police report if required.
2. Filing and Reporting (1–7 Days)
   • Notify your insurance company as soon as possible.
   • Provide all necessary details, including the accident date, location, and involved parties.
   • Submit supporting documents such as photos, police reports, and witness statements.
3. Investigation and Evidence Gathering (2–4 Weeks)
   • The insurance company will assess liability and damages.
   • Adjusters may inspect the vehicle and request additional documentation.
   • Medical evaluations may be required if injuries are involved.
4. Negotiations and Settlement Offers (1–3 Months)
   • The insurer may offer a settlement based on their assessment.
   • You can negotiate if the offer seems unfair.
   • If necessary, legal assistance can help in disputes.
5. Litigation (If Necessary) (3–12 Months)
   • If negotiations fail, a lawsuit may be filed.
   • The process includes discovery, mediation, and potentially a trial.
6. Receiving Compensation (Varies)
   • Once settled, payments are processed for vehicle repairs, medical expenses, and other damages.